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Mortgage Calculator

%
years

Total Monthly Payment

$2,443

Principal & Interest

$2,023

Loan Amount

$320,000

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How it works

  1. Enter home price, down payment, rate, and term.
  2. Add monthly property tax and insurance estimates.
  3. The calculator estimates total monthly payment.

Formula

Total = Principal & Interest + Taxes + Insurance

Example

$400k home, $80k down, 6.5% for 30 years + $300 tax + $120 insurance → total monthly estimate

FAQ

Many payments include principal and interest (P&I), plus property taxes and insurance (PITI).

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